I'm Not Counting on Social Security COLAs to Carry Me Through Retirement. Here's What I'm Doing to Combat Inflation Instead.

Social Security is vital for many, combating poverty and providing retirement income, with cost-of-living adjustments (COLAs) to help retirees keep pace with inflation. However, while COLAs are beneficial, some individuals, including the author, prefer not to rely solely on them for financial security in retirement, opting for alternative strategies instead.

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