Interest earned on a $10,000 CD in 2026

Tax season is prompting many Americans to consider the best place to store their money, with certificates of deposit (CDs) emerging as a strong option due to their fixed, competitive interest rates. A $10,000 deposit in a CD could yield $100 to $300 in interest by the end of 2026, depending on the term. Unlike traditional savings accounts, which offer low rates, CDs provide predictable earnings without the risks associated with variable rates. Savers are advised to avoid low-interest savings accounts to combat inflation effectively.