Current Mortgage Interest Rates for March 12, 2026

Mortgage interest rates remain relatively low, with average rates of 6.00% for 30-year loans and 5.50% for 15-year loans as of March 12, 2026. Refinance rates are also competitive, averaging 6.53% for 30-year refinances and 5.60% for 15-year options. Borrowers are encouraged to shop around for the best rates, as lenders may respond differently to recent economic developments, which could influence borrowing costs.

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