Current Mortgage Interest Rates for February 26, 2026

Mortgage interest rates have seen significant improvement as of February 26, 2026, with the average rate for a 30-year mortgage at 5.87% and 5.37% for a 15-year term, down from 6.76% and 5.94% respectively a year earlier. Refinance rates are also favorable, averaging 6.59% for 30-year loans and 5.60% for 15-year loans. Homeowners considering refinancing should evaluate their long-term plans, as closing costs can impact the decision.

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