With gold prices nearing record highs, many Americans are considering investments in the precious metal amid economic uncertainty. Beginners should note that they don’t have to buy gold at today’s peak price by exploring options like fractional gold or dollar-cost averaging. Additionally, purchasing bullion includes markups, and alternatives such as silver may also be viable investments. It’s essential to limit precious metals to no more than 10% of a diversified portfolio, as they do not generate income like stocks or real estate.
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