Insurance subsidies from the Affordable Care Act (ACA) that have aided millions of Americans are set to expire at the end of 2025, potentially leading to significant premium increases for 22 million enrollees. The subsidies were expanded during the COVID-19 pandemic but faced political contention, with Republicans opposing further extensions while Democrats advocate for them. A bipartisan deal ended the government shutdown without addressing the subsidies, and a Senate vote on extending them is anticipated in January. Without an extension, premium costs could rise dramatically, causing financial strain for many families.
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