Losing Half Your Social Security Checks to Garnishment? Here's What to Do

Unexpected extra Social Security benefits may seem beneficial, but spending them without confirmation of entitlement is risky, as unintentional payments can lead to the SSA reclaiming funds. With President Trump’s increase of the overpayment recovery rate to 50% from April 25, 2025, seniors can request a lower repayment rate or potentially avoid repayment entirely if they were unaware of the overpayment.

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