Jean Franklin, a 63-year-old woman from Colusa, California, was diagnosed with ALS, which allowed her to enroll in Medicare after facing a significant increase in health care premiums. Earlier this year, her monthly premium rose from $540 to $3,899 due to the expiration of federal subsidies. Although her Medicare enrollment saved the couple around $1,600 in premiums, their combined health care costs still exceed $2,300 a month, straining their finances. This situation reflects a broader trend affecting millions of Americans who are losing affordability in health care coverage following the end of enhanced subsidies.
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