High streets in the UK are facing increasing bank branch closures, with dozens shutting down in November 2025 alone, driven by a shift towards online banking. Since January 2015, over 6,500 branches have closed, impacting customers who rely on in-person services, particularly in rural areas with limited internet access. While some banks like HSBC and Nationwide promise not to close branches until 2026 and 2028 respectively, others, including Lloyds and NatWest, continue to reduce their physical presence. The trend reflects a significant change in banking habits, as 88% of adults now use online banking.
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