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As Black Friday approaches, the National Financial Ombud warns against impulse buying without a budget, as bargains can lead to excessive spending and debt accumulation. Consumers are advised to shop responsibly, set a budget, avoid high-interest credit options, prioritize long-term financial goals, and monitor credit usage to prevent financial pitfalls. The NFO offers assistance in resolving credit-related issues and encourages consumers to be cautious during the sales season.
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