Apple Pay has recently added Klarna as a buy now pay later option at checkout, following the closure of its own Pay Later service. Klarna allows users to make purchases with four interest-free installments, although concerns about overspending and lack of credit reporting exist. In addition to Klarna, Apple Pay also offers Affirm as a BNPL service, with other updates such as third-party browser support and the Tap to Provision feature.
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