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Home Business

Average 401(k) Balance for Gen X How Does Yours Compare?

1 February 2026
in Business
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Average 401(k) Balance for Gen X  
How Does Yours Compare?
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Generation X, characterized by their independence, skepticism, and adaptability to technology, has faced significant financial challenges throughout their lives. They navigated early career setbacks during the 1900s recession, the dot-com bust, and the 2008 financial crisis, impacting their earning potential. Additionally, the shift from workplace pensions to self-funded retirement plans has left many Gen Xers struggling to build adequate retirement savings. These factors contribute to their current financial vulnerabilities.

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