Arkansas woman wins court challenge over insurance payout for a “totaled” car

An Arkansas jury ruled that State Farm unfairly undervalued totaled vehicles, siding with lead plaintiff Rose Chadwick, who claimed her car was worth $4,700 but was reimbursed $600 less. This verdict has inspired similar lawsuits in 19 states, challenging insurance practices and prompting scrutiny of how insurers calculate total loss vehicle values.

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