This Hidden Social Security Rule Could Mean a Bigger Check for Those Working After Claiming Benefits

Your Social Security benefits can change after you start collecting them, influenced by factors like the annual COLA and work earnings. While working in your 60s may initially reduce benefits due to the earnings test, it can ultimately lead to a higher benefit if you replace lower-earning years with new earnings after age 60. This hidden rule emphasizes the importance of continued work in retirement, potentially resulting in increased monthly benefits despite initial reductions.