In the aftermath of economic turmoil and rising interest rates since the pandemic, many promising AI fintech start-ups have failed. In contrast, established fintech company LendingClub (NYSE: LC) has been acquiring the intellectual property of these bankrupt firms at low costs. By leveraging this IP along with its own investments, LendingClub aims to create a robust financial ecosystem with significant growth potential, making it a noteworthy consideration for investors.
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