Between 2023 and 2024, the S&P 500 and Nasdaq Composite saw substantial total returns of 58% and 87% respectively, primarily driven by the AI revolution. However, the year 2025 has brought a wave of panic-selling, especially among growth stocks, largely due to investor concerns regarding President Donald Trump’s tariff policies. Despite this turmoil, there is a belief that the fears may be exaggerated, suggesting potential for recovery in the market.
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First Guaranty Posts Loss as Costs Jump
First Guaranty Bancshares (NASDAQ:FGBI), a regional bank operating in Louisiana, Texas, Kentucky, and West Virginia, reported disappointing results on July 31, 2025, primarily due to increased provisions for loan losses despite improvements in risk management and expenses. The bank is shifting focus from commercial real estate to residential, consumer, and agricultural lending while emphasizing expense control and maintaining strong capital and liquidity to navigate market volatility. Want More Context? 🔎
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