For over a century, the stock market has been the primary wealth creator, consistently outperforming other asset classes like Treasury bonds, real estate, and commodities in terms of annualized returns. However, stock prices do not rise steadily; since mid-February, major indices—including the Dow Jones Industrial Average, S&P 500, and Nasdaq Composite—have experienced significant fluctuations. The Dow and S&P have entered correction territory, while the Nasdaq has faced its first bear market in three years.