3 Reasons It Makes Sense to Borrow From Your 401(k) and 4 Reasons It's a Terrible Idea

We're approaching the announcement of Social Security's 2026 cost-of-living adjustment (COLA), which is crucial for current recipients to anticipate their benefits and personal expenses for the year. While the exact amount will be confirmed in October, understanding key COLA facts now can provide valuable insights into what to expect. Explain It To Me Like I'm 5: Social Security is like a big piggy bank that gives you money when you're older, and soon we’ll find...

As of mid-2025, the stock market has shown varied performance, with the S&P 500 up 2%, Nasdaq Composite up 1%, and Dow Jones down 1% year-to-date. Analysts from Fool.com recommend investing in Reddit (NYSE: RDDT), Advanced Micro Devices (NASDAQ: AMD), and Meta Platforms (NASDAQ: META) as top technology sector picks for the second half of the year. Explain It To Me Like I'm 5: The stock market is like a big store where people buy...

Investors are encouraged to diversify their portfolios by considering a mix of growth stocks, including well-known names like Tesla (TSLA) and Delta Air Lines (DAL), alongside lesser-known companies such as Navitas Semiconductor (NVTS) and Synopsys (SNPS). These ten growth stocks may offer long-term investment opportunities, although not all are guaranteed to yield significant returns. Explain It To Me Like I'm 5: Some smart people think buying different kinds of company shares can help make money,...

You prepare for retirement by saving and budgeting, but optimizing your Social Security claim is crucial for maximizing your benefits. While you may have a claiming age in mind, there is no universally perfect age to sign up; some ages may be more advantageous depending on individual circumstances. Explain It To Me Like I'm 5: Choosing when to get your Social Security money is important because it can make a big difference in how much...

Throughout 2025, Palantir Technologies (NASDAQ: PLTR) has emerged as a standout stock in the S&P 500, surging 82% amid fluctuating technology markets influenced by economic factors. While bullish analysts like Dan Ives predict its continued ascent towards a trillion-dollar valuation, some, including the author, warn that its current high valuations may lead to a significant correction akin to the dot-com bubble. Explain It To Me Like I'm 5: Palantir is a company that helps people...

Some market moments gain momentum without significant triggers, and Bitcoin (CRYPTO: BTC) appears poised for a significant rally due to four macro forces that historically precede price surges. Increased liquidity from central banks typically encourages investment in riskier assets like cryptocurrencies, as safer investments become overpriced. Explain It To Me Like I'm 5: When banks make more money available, people are more likely to invest in things like Bitcoin, which can help it grow in...