How Much Is the Required Minimum Distribution (RMD) if You Have $100,000 in Your Retirement Account?

Individuals aged 73 or older with a non-Roth IRA must take required minimum distributions (RMDs) each year, with the amount depending on age and account balance. These distributions are taxable, and the first RMD can be delayed until April 1 of the following year for those turning 73, but doing so requires managing two distributions in one year. It’s advised to consult IRS materials or a tax professional for specific details, and while brokerage firms provide account values, individuals must initiate the withdrawals themselves.