The article examines the actual costs associated with the European Banking Authority’s (EBA) operations, revealing specific expenditures on contracts for services such as data provision and staff training. Notably, the EBA spends €14,310 on coffee supplies, which equates to about sixty euros per employee annually, indicating a potential lack of investment in employee welfare. This underfunding raises concerns about the EBA’s capacity to perform effectively, especially as it faces increasing responsibilities and resource pressures in its regulatory role.