Millions of Americans face rising health costs in 2026 as Affordable Care Act (ACA) subsidies expire on December 31, with experts warning of severe financial impacts for the 22 million enrollees. Analysis from SmartAsset predicts significant premium increases, with Mississippi residents potentially seeing a 1,376% rise. Legislative efforts to extend the tax credits are stalled in Congress, increasing the likelihood that many will lose coverage, driving up costs for remaining insured individuals due to increased uncompensated care.
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