'Seeing through debt-colored glasses.' Author details main character being trapped in credit card debt

In Saïd Sayrafiezadeh’s fictional short story “Minimum Payment Due,” the main character is trapped in credit card debt, desperate for a way out as collection agents hound him and he struggles to admit the full extent of his financial predicament. Despite seeking guidance from self-help books, therapy, and even a cult, the narrator finds himself unable to make a dent in his debt, with compound interest growing daily. Sayrafiezadeh, who intentionally leaves the exact amount owed ambiguous, uses fiction to vividly depict the overwhelming and terrifying nature of credit card debt, drawing on his personal aversion to owing money.

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