Psychologists understand how childhood trauma can have lasting effects on people, but animals also experience adversity with lifelong repercussions. Researchers are exploring how early life experiences shape animal behavior and survival in the wild, developing a cumulative adversity index similar to the adverse childhood experiences score for humans. A study on yellow-bellied marmots in Colorado used this index to predict survival outcomes, considering factors such as ecological stressors and parental influences, to gain insights into the impact of adversity on wild populations.
Full Article
‘Forgotten’ 401(k) account fees can cost workers thousands in lost savings
With the rise of job hopping post-Great Resignation, the number of forgotten 401(k) accounts has surged to 29.2 million, totaling about $1.65 trillion in assets, according to Capitalize. Nearly half of employees leave funds in old plans, unaware of potential fees that can accumulate over time, which may lead to significant losses in retirement savings; 33% of workers opt to cash out despite tax penalties. To locate forgotten accounts, workers can utilize the Department of...
Read more