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Lifetime Isa raises risk of making poor financial decisions, say MPs

29 June 2025
in World
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Lifetime Isa raises risk of making poor financial decisions, say MPs
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UK MPs are questioning the effectiveness of Lifetime Individual Savings Accounts (Lisas), suggesting they may lead to poor financial decisions while primarily benefiting wealthier first-time home buyers. The Treasury committee’s report calls for a reassessment of the product amid government reforms, highlighting its complexity and potential misalignment with retirement saving goals.

Explain It To Me Like I’m 5: A group of important people in the UK think that a special savings account for young adults, which helps them buy homes, might confuse them and lead to bad money choices, so they suggested the government should make it easier to understand and better for everyone.

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