3 Small Changes That Made My Company More Scalable — and Boosted Our Sales by $14 Million in 1 Year

Many older Americans, particularly those aged 60 and above, face financial challenges in retirement without savings plans like 401(k)s or IRAs, leading to 8 million enrolling in SNAP for food assistance. Approximately 85% of these beneficiaries live alone, with over half relying solely on general assistance or Supplemental Security Income (SSI) for their livelihoods. Want More Context? 🔎

Stablecoins have gained significant attention in 2023, with Treasury Secretary Scott Bessent highlighting their impact as a "force multiplier" for the U.S. dollar in a July op-ed. The stablecoin industry has surged from $20 billion to $250 billion in five years, with projections suggesting it could exceed $2 trillion soon, marking a substantial shift in digital finance. Want More Context? 🔎

Upstart (NASDAQ: UPST) is a financial services innovator with an AI-powered lending platform that enhances creditworthiness assessments, aiming to boost approval rates while managing default risks. Despite share volatility, the company is gaining investor confidence, and an investment of $1,000 in the fintech stock three years ago illustrates its potential growth. Want More Context? 🔎

In a volatile market, risk-averse investors may find dividend stocks appealing for their potential to provide reliable passive income. One notable option is Realty Income (NYSE: O), a REIT known for strong dividends, which can avoid corporate taxes by distributing over 90% of taxable income to shareholders while adhering to specific income requirements. Want More Context? 🔎

Investing in the top growth stocks on the Nasdaq has historically benefited investors, particularly through the Nasdaq-100 index. However, with soaring valuations and record levels in the Nasdaq Composite and S&P 500, investors must consider whether to continue with an ETF tracking the Nasdaq-100 or shift towards safer investment options. Want More Context? 🔎

Amazon has experienced over a 300,000% increase since its 1997 IPO and continues to grow, with expected revenue growth of more than 9% this year. However, competitors like Shopify are emerging, bringing significant innovations to the online shopping sector, suggesting a shift in market dynamics. Want More Context? 🔎